The brief
Build a thirteen-week cash forecast the owners could read in five minutes, every Monday.
What we found
Supplier terms varied by site, VAT quarters surprised everyone, and card payouts lagged weekends.
What moved
One forecast, one owner, one Monday habit. No emergency transfers in the six months since.
The work
We mapped every inflow and outflow by weekday, not by month. Card settlement lags, supplier runs, payroll, VAT — each given its true day. The forecast fits on a single page and reconciles to the bank every Friday.
The owners now approve spending against the thirteenth week, not against hope. That is the whole design.
Ready to put a partner on the numbers?
Forty-five minutes with a practice lead. Bring the last pack, the VAT position and the decision you need to make.